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Posts Tagged ‘cheap checks’
The new normal: Higher bank fees are here to stay
posted by Happy Business Guy @ 11:02 PM
Tuesday, October 18, 2011
In the banking industry. Reports from this week are talking that banks are having a hard time making money the old-fashioned way, by lending money to consumers and businesses. Reason: interest rates are at historic lows. That makes it harder for banks to charge high rates on loans. Banks say the latest round of fees was triggered by a new federal law championed by Senator Dick Durbin. The law caps the amount banks can charge merchants for debit card usage from 44 cents to 24 cents per transaction.
The major banks are finding ways to pass the fees to the consumers. One way is by charging a fee for using your debit card. We all may have to back to the old traditional way, and that is by using cash, and business checks, or personal checks. We will need to be more responsible and keep a better track of using our own money, vs logging onto the internet and see what is left. Simple old fashion ways is still good. Yes you can still make your own cheap business business checks with the right software, printer (with micr toner), and bulk blank checks
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Gaining more customers with some easy things
posted by Happy Business Guy @ 7:39 PM
Monday, October 3, 2011
Do you want more customers and increase your customer conversions? A few things you can do. Increase your customer service. If your on the phone, have a great personality, and professionalism. Dont make your customers feel like that your in a hurry to get off the phone to get to the next customers. Treat everyone equality. If you have a huge quote and order to do. Help them out, especially if they are new customers. Do the quote, offer the price, set up the account for them, and help them with the check out process. Next time, show them how they can re-order the same thing easier.
By offering your customers more options, great customer service, and a wide variety of payment opinions. Your customers will come back each and every time. Make sure you fulfill the order quickly and exceed their expectations. Do follow up’s with the customers to make sure everything is ok and their product/service is just what you wanted. IF you accept business checks for a payment and they are a re-peat customer. Don’t wait for the check to clear as it has before, and process their order quicker, as you know it will go through. So…little things can make a huge impact on your brand and company.
Dont wait till the last moment to order business checks as it will cost more
posted by Odd Ball @ 9:25 PM
Monday, September 19, 2011
Its always a good idea to save money, and dont wait to the last moment to order checks, then have them to be shipped express. Shipping express will cost you more, especially if the company your ordering from is across the country. When starting a new business, always look for the best deal as possible. Express shipping will cost you more.
Buy more in quantity as it will save you more money for the order. 250 Qty can cost up to $.15 each each, where as 3000 can be $.08 per sheet/check. If you look in the right spot, you can always find a good deal online. Dont forget to order your envelopes along with the checks. Business checks 
come in so many different styles, and colors.
Use business checks for payment instead of your debit card
posted by Odd Ball @ 11:57 AM
Thursday, September 15, 2011
Banks are really starting to make changes to their structure. I know in November, that Suntrust bank will start to charge a fee to use your debit card for personal account. Wells Fargo is testing something new as well starting next month. You’ll be charged a $3 fee per month for using your debit card. Some of the banks are even changing the account type you may have that would include more fees for debit card or account.
Want to save some money. Use more of your Quickbooks business checks to pay for everything you have. It can really start to save you money monthly and yearly with the bank. It will be hard to find an account that is free anymore with the changes that has been made with the bank changes. Best thing you could do is to move your accounts to a credit union. The only negative thing about that is this. You wont be able to get as much services. Those business that need merchant services or onsite check deposit will be just a few items you may not be able to get.
Checks on top can be used for peachtree or quickbooks accounting program
posted by Happy Business Guy @ 8:58 PM
Monday, September 12, 2011
Most of the time. Peachtree Accounting Software uses the checks in the middle. But you can edit the program where you can use the Quickbooks business checks as well. Some people that are moving over from one accounting program, dont want to spend more to change the check type. If your moving from Quickbooks to peachtree. It can be easy to do with out a problem
.
Peachtree by default uses four different styles for the check in the middle. Quickbooks uses check on top, full page of checks, or 3 up personal checks. All of them can be customized to your business needs with or without lines and your business logo. The more you purchase, the more you can save in the long run. You can even use bulk blank checks and customize your own checks .
American Flag Business Checks are being used more this year
posted by admin @ 9:22 PM
Sunday, September 11, 2011
Its great to see that America is ordering more and more Flags for various holiday. Even though we just got through remembering those that perished 10 years ago today. I’m had received a payment from a customer, and i found out where he had ordered it from. I was very impressed to see that someone purchased bulk blank checks that had Flags on there and they are using it to support our country.
We need to support our own country more than what we have. We need to keep more business in the USA instead of having them overseas. Recently, we have lost two more companies that services our public and mostly families. A book store is scheduled here to close next month and a recently remodeled theater has closed due to the economy.
Cheap checks will work just as good as the other business checks
posted by admin @ 7:43 PM
Wednesday, September 7, 2011
Are you starting out a new company? Looking to save money? Want to save expenses on business checks. Just look for on Google, yahoo or other search engines for “Cheap Checks” or “Cheap Business Checks“. You’ll come across companies that offer lower prices, but still good quality business checks. All business checks are Check 21 compliance and has the basic security features.
One way to save more is to purchase more in bulk. It will be cheaper with the more you purchase. Saving more with this economy is getting harder to find. Customer service with every sales goes along way. See how long it will take to have the order delivered. Most companies will receive the order that day, and can ship out the next day. Larger orders may have to be produced or cut when your dealing with paper.
New month has started and dont forget to balance your checkbooks
posted by admin @ 1:23 PM
Thursday, September 1, 2011
Well its September now. We all have hoped for a good sales for August. With all of the transactions you have processed through quickbooks or peachtree. Its always a good thing to reconcile your check book to make sure your accounts are in order. You don’t want to make a mistake and have a NSF that could cause you allot of problems including payroll.
If you do everything right out of your quickbooks. Then the balancing of your checkbook should be very easy and simple to do. Since its the beginning of the month. Dont forget to see if your low on business checks and deposit slips. If you wait till the last moment, you could spend alot of money on express shipping and we all need to keep our profits up.
VersaCheck software requires you to use VersaCheck Refills
posted by admin @ 12:03 PM
Monday, August 29, 2011
If your looking to purchase a new check printing program. A few things you need to know about. All of the versacheck program for 2011 (7 different types) requires you to do a few things. Each of the programs may do some things a little different, but same overall. You must purchase their versacheck refills. Each box (250 Qty) has a validation code in the box. Its required to use, to print your personal/business checks with. The validation code is to make sure your in compliance with the check 21 laws. Just don’t forget to use MICR ink not the regular ink.
Versacheck Refills
When you purchase the program and the checks. Before you’ll be able to use the program. You’ll have to validate your checking accountant before printing check. You’ll go to gvalidate.com and submit a check for $0.01, and then you’ll see the check come back through to your account. Place the check number into the program to VALIDATE and your able to use your program and the rest of the checks.
They have done that to help combat the check fraud that is occurring out there. Yes, their are other programs that is going to be doing the same thing soon. It may be a little bit of an inconvenience, but it will give you allot more security for your checking account.
Bad weather coming? Secure your business to save it
posted by admin @ 1:12 PM
Thursday, August 25, 2011
Well its time of the year again. Hurricane season. Is bad weather coming to your area? What kind of back up plan do you have for your business? Make a back up copy of your business insurance, accounting program, and other important business documents that you may have. Back up your documents off site, put it on a CD and place it into the Safety deposit box, or any other means you have. 
With the hurricane season coming, its good to always have a back up plan. Take pictures of your business (inside and out), and when you come back and you see damage, take pictures of that damage as well. It will help speed up the claim process with your insurance company. Have generators ready to use to help clean up things and any other usage you may need. Have a back up plan for your small business by using hand written business checks as a backup if you cant get to your quickbooks business checks. Have that account as an emergency account till you can get the accounting going again. Place the receipts into a box that you can balance the books later on with.
Want to have your business to succeed easily, cut extra expenses now
posted by Odd Ball @ 11:20 PM
Monday, August 8, 2011
When we have a business, we all want it to succeed. During the time of running your business, we see things that we want to have. Make sure you dont have your needs and wants mixed up. Keep everything you need that is essential to run the business, but anything extra that you dont need. Cut them back or off, and it will save you alot more money.
Use that extra money you saved and place it into your business savings account, or re-invest into the company to make it grow. Cost cutting goes along way. If its been over six moths that you’ve had a merchant review. Call them up and ask for a rate review. Is your business allowing
customers to come in later, but no one is there during those 2 extra hours. Cut the hrs back some, cut the electric bill down and offer savings incentive during the day time, or that special time of the year. Make sure you have your business logo on your rebate checks your sending back to your customers using quickbooks business checks. Little things will make your business grow fast. If you need something for your business. Pay cash, instead of using a credit card or any type of credit.
Ask your customers for reviews then they receive your product and service
posted by Happy Business Guy @ 9:41 PM
Sunday, August 7, 2011
Asking your customers for a review will help your business to grow. Everyone reads reviews, the good, bad, and the ugly. The more reviews you have and shows alot of positive reviews. The better your chances are of gaining new customers to see what you can offer them. Just keep them happy by always exceeding the customers expectations.
When processing a professional order, like business checks. Its good to tell them one thing, but show them what you can really do. If you say on average it takes 3-5 days. Show them you can do it in 1-2 days instead. Then ask them for a review after they have received
their order. Most will reply with a great review. If something is wrong, call them and let them know. By taking care of your customers is taking care of your business.
Offer more payment options for your customers will help convert customers into sales
posted by Odd Ball @ 10:12 PM
Thursday, August 4, 2011
As a small business owner, we are trying to maximize our sales to have more profit. One of the best ways is to offer your customers more payment options. I just added recently American Express. Yes it does have more of a fee than the other 3 credit cards (Visa, Master Card, and Discover) but you’ll be able to make a sale and have a profit. Having a merchant account is expensive enough as it is. 
Offer one more great payment option to your customers and that is for them to Mail you a Check for payment. Yes its a risk just like accepting credit cards, but the fees are lower though. Once you receive the check, you can use a onsite check deposit from your bank (accept money orders, cheap business checks, quickbooks and peachtree checks), to make the deposit from your desk. Having that option does reduce someone else handling the money, and reduces expenses from going to and from the bank every day. Go out on the limb for your customers and you can easily increase your conversion rate. Got to spend money, to make money.