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Archive for January, 2010
NEW YORK (CNNMoney.com) — The White House’s stimulus plan directly funded 599,108 jobs in the fourth quarter, administration officials said Saturday.
The figure is based on about 160,000 reports from state, local and corporate recipients that have spent stimulus money to keep teachers in schools and cops on the street, as well as to rebuild roads, launch green energy initiatives and fund other projects. That spending represents one-fifth of total stimulus spending to date. More job growth will even help other companies in need of business checks. Most popular type of cheks is the quickbooks checks.
It does not tally jobs created indirectly through companies buying supplies for stimulus projects, people spending their tax cuts, increased unemployment benefits and the like.
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How does Bad Check Recovery work from Wachovia.
posted by Mr. Peachtree user @ 8:05 PM
Friday, January 29, 2010
How does Bad Check Recovery work?
- Once you enroll in Bad Check Recovery all of your business checking accounts will be set up for the service.
- Returned Business checks are sent to our Bad Check Recovery vendor.
- Eligible checks are imaged and available for your review on Wachovia Business Online.
- You will receive notification each time a new returned item is received and you have 48 hours to login into Wachovia Business Online to review this item and determine if you want to handle the collection directly with your customer.
- Checks will then be redeposited electronically using the Automated Clearing House (ACH).
- If the check is returned again, the Bad Check Recovery service will attempt to verify funds with the check writer’s bank for up to 45 days before returning the check to you.
- Once collected, 100% of the face value of the check will be credited to your account on the next business day. You will also receive notification each time your account is credited.
Many people are still livid over the bailout of major banks and financial institutions over a year ago, and the over $45 billion in bonuses that these companies are poised to payout has only added fuel to the fire. Several organizations are calling for people to pull their money out of these banks and begin banking as local credit unions and small banks. While this may seem like a way to get back at the banks, the current system makes it difficult for this to be a reality.
Not only do the bigger banks offer premium services like online banking and the option to deposit in ATMs without check envelopes, but they also are a safer option. Most of these institution are still considered “too big to fail,” whereas over 140 small banks went out of business last year. Larger banks also have more ATM locations and tend to have fewer charges for international transactions. While it would be nice to get some redemption against the “fat cat” bankers, they have a stranglehold on how Americans manage their money.
Banks hate it when you dont order business checks through them
posted by Happy Business Guy @ 12:44 PM
Wednesday, January 27, 2010
Banks love to take your money and have you to do all of your personal and business stuff through them. That could be ordering business checks, credit card, loans, and etc…. The more you have with them, the more they will be your best friend and take care of you, so they could get your money. If you manage your accounts properly, the banks can be your best friend.
Dont overdrawn your account, keep your credit cards paid off every month, and along with good credit, they dont like it when you have perfect credit. Ordering business checks takes alot of money away from them. Their is alot of profit to be made with the business check industry. If you have an merchant account with your bank, that is a great thing. You’ll be able to have your money the next business day.
Even though that the ecomony is not soo good, but the credit unions are really enjoying the new customers. Since the major banks have increased alot off fees on a varity of levels, alot of their customes are moving over to a Credit Union. New laws are going into affect and the major banks are getting all their moneies worth ASAP.
The credit unions are not increasing their rates on Credit Cards, loans or Overdraft fees. When you hear on the news about the banks going under, and or having problems, its usually the major ones. You hardly hear of the Credit Unions going under. Its not that bad when moving from one bank to another, and a credit union may be an better choice for your business or personal use. You can still order cheap business checks and save more money.
Keeping and updated website is just as important as a regular store
posted by Happy Business Guy @ 10:16 PM
Sunday, January 24, 2010
Ever go into a retail store, and the front is always the same. Its gets old on the 3rd or 4th time you go in there. Best Buy, Walmart and other retailers keep chainging their front end to entice shoppers to buy. Its the same thing with your online store. Keep changing it up, have special deals and you’ll be suprised at the response you’ll get.
With an online check store is the same, but different as well. You can have the changes by adding more products that is relevant to the business checks, and the color options as well. If its a special holiday, like 4th of july, spiff it up with adding flags as an style for business checks. Or…if its Christmas time, have a pre-selected color logo to imprint free for your customers.
Chooing between UPS and FEDEx can be challenging. What kind of merchandise do you want to ship? Call both carriers and see what kind of deal you’ll be able to get with them. I know for a fact that with UPS, you’ll be able to get a discount, but it will be based upon how much you’ll do weekly. If you can maintain the dollar amount, you’ll be able to keep that incentitive. The shipping rates for UPS and Fed ex has gone up starting beginning of Jan 2010. The higher dollar amount, the better deal you can get.
Thats just some of the stuff. Go to fed ex and ups and see how they handle packages. UPS does throw boxes, pitch and etc…that can cause damaged to the packages. FED ex isnt allowed to do that, or the employee will have discipline action on them. Fed ex does handle the packages better from what i’ve seen. One huge thing is that fed ex gets the packages to the customers one day faster. That is important if your ordering cheap business checks.
Marble blue is the most popular style for bulk blank checks
posted by Happy Business Guy @ 12:37 PM
Thursday, January 21, 2010
Marble blue is the most popular style for business checks. Most business uses them, but believe it or not, some people even use it for personal use as well. The marble blue is so common because of the business style and or they have a blue color in their logo. The pattern has an unique look so it is very hard to re-duplicate the check for fraud.
The marble style has alot of different security features that will help to protect your check. Best method is to us a laser printer or a pen that is designed for checks to help to prevent fraud. The bulk blank checks has alot more colors if you dont want the blue.
Blank business checks helps you to customize your checks
posted by Mr. Peachtree user @ 3:34 PM
Tuesday, January 19, 2010
You can always have someone else to print your business checks for you, but to have it customized the way you want to can be fun. Just keep in mind that the quickbooks uses checks in top, or full page of checks. Peachtree uses the checks in the middle. Peachtree has default 4 different types of templates. Bulk blank checks are available in alot of styles, like wave, marble (most popular), and lattice style.
Of course their are alot of other programs out there, but the Quickbooks checks are available in a lot of styles and colors. You can have the lines on the checks, or not. You can leave the memo line out, and re-place it with your business name/phone number. So many different ways you can do it, even with your logo. Your logo can be used for your business name, then have the business address below it. Dont forget to make the checks more professional looking, to use your logo in the middle of your check stub as a watermark. If you are printing your own business checks, it is recommended to make sure that you take a few of them to your bank and have them “TEST” the checks. That way it passes your bank rules/regulations as well. If you dont, and the MICR is incorrect on there, it could cost you per check, or have the bank to refuse the check. That would cost you to have a NSF even though the funds are there.
Hackers Test Limits of Credit Card Security Standards
posted by Mr. Peachtree user @ 10:22 PM
Monday, January 18, 2010
The number, scale and sophistication of data breaches fueled by hackers last year is rekindling the debate over the efficacy of the credit card industry’s security standards for safeguarding customer data.
All merchants that handle credit and debit card data are required to show that they have met the payment card industry data security standards (PCI DSS), a set of technical and operational requirements designed to safeguard cardholder information from theft or unauthorized access.
Yet, some of the most notable data breach incidents last year targeted companies that had recently been certified as compliant with those standards, raising the question of whether the standards go far enough, or if entities that experienced a breach are falling out of compliance with the practices that led to their certification. Make sure your business checks are secure as well as your cards