
Does your company have a business savings account? Do you have all of your money into one business checking account? If you have all of your money into one acct. That is ok, but not recommended. Accountants will recommend to have an operations account, savings account, and maybe a few others. OF course it does depend on what kind and how big your business is though.
Having a business checks is always good to use. But what if you run short on money in that account. Why not have a reserve. NSF are getting more and more expensive, and business cant afford to have that kind of expense. Personal accounts dont do as much transactions as a business checking does. Save money and have a savings account linked to your business account.