
Happy Holidays to your business and family. We hope you have had a great year with your business and family. Its great to work with the people that we do, as we consider them part of our family as well. Small business really does make a difference with our economy and adds more personalization to each customer and order.
Sharing the holidays with our family and friends is always a great thing to have and offer. Even though alot of people have lost their jobs, and more. Their are still good people that is willing to help others that is in need. Small companies have a website and automate alot of things. But each order is done manually, and i know of a company that take great pride to make sure your order is correct. Having trust in a company that helps you and making sure they do the right job, makes your business unique to each of us. Just remember when your ordering bulk blank checks, that it is done by someone else with pride in their work, to make sure your work is done correctly. Happy Holidays.
At the end of the year, we all need to know what our business profit, and expenses are. They need to be broken down into different catagories. If you use Peachtree or Quickbooks, it will work great. Their is a difference between the programs. They both can be specific for your business type, and their is a huge difference with the inventory.
Peachtree will offer you FIFO and LIFO and give you an accurate amount of your profit or loss. Quickbooks will give you the average. Its just the way they work. Make sure you enter every thing you spend or income so it will be easy on your accountant, and doing taxes. Towards the end of the year, its always good to go-ahead and order any supplies, or business checks you need so it can be written off for the current year.
Have you gotten your current website established good? Are you having allot of repeat customers? Sales steady daily and growing consistently? Well if yes to all. Then it may be time to open another website. Have more options and products. Having a unique name will always help. Use the trial first to make sure the shopping cart will be the best fit for your new online store.
Even though you’ll have a new name, you can always use your current company name for credit card processing. Just make sure its visible on the receipt, and online as well. Other wise you may have a increased risk of having a charge back. To be on the safe side. I would recommend using paypal to start out with and as you grow, then get a separate merchant account. That way they’ll see your new business name on their credit card statement and nothing else to worry about. Just an idea. The more payment options you can offer the customers the better. Allow the customers to mail their business checks as a form of payment, and dont process the order till the payment has cleared. It dont matter if its a quickbooks business check, peachtree business checks, or from another accounting program that printed the payment.
With any accounting software, you always need to keep it updated. If your using a older version of Quickbooks, yes it will still work for your accounting, but it wont have the latest features or upgrades you may need to keep current with payroll or other features. If you make a purchase for Quickbooks business checks, check to make sure your software is upgraded.
Buy upgrading will even allow you to upgrade to the next level if you need to. With a business growing, always go up to the next level, so you wont have to worry about running out of space or having a technical problem. One important thing is that the banks will require you to have a certain year of quickbooks to work with their software, so then you can download and recon
cile your account easier.
How do you keep track of everything your doing with your business? Are you using quickbooks, or peachtree? Well one thing is that when your doing a “charge item”, make sure your keeping track of how many times you are charging for a service your company is providing. Keeping track will help you if you need to replace that hardware.
A charge for color printing is always going to be a “charge item.” Keeping track of how often you charge and use it will help you to determine if you need to upgrade or expand more equipment. A company that converts bulk blank business checks
into a usable business checks that has a color logo printed, and keeping track of a charge item is always important to the customers. Usually you can charge a flat fee, or per qty based.
During the hard economic times. Its always good to try to give back to our community and help others. Its bad to hear that the government will help those in need, but wont help as much with our veterans. USA use to be a country we all were proud of and glad to be from. We are taking care of others, instead of our own. We don’t have enough money for medicare/medicare, but yet, we give millions to other countries. 
Having a business this day in time is hard enough. But today, I’ll be glad to get some gift certificates from walmart and give them to a few vets that really needs help. Another idea that i’ll be glad to do is offer free shipping on all American Flag business checks. The American Flag checks will say alot by its self. As a nation. We all need to work together better and help those that are really in need, and quit being so greedy.
Its really exciting when your business gets new customers, but with a large quote. I had sent a quote to the customer, but due to the dollar amount. I had to make some changes. She got a great deal, but I had to be careful as well. I accept all form of payments through my website. But since this was a huge order. I had to change it. I will only accept a check or wire transfer.
If you ever have a charge back, but you sent the customer the product. Take the order amount, and double it. You lost the product, plus the order. You wouldnt want to take the risk on a huge order. Never send out a order with out receiving the payment in full. If its a check, it will take 5-10 days to clear. If its a wire transfer, then it will be right away you’ll receive the money. If you purchase more qty in the long run, the cheaper it will be, just like for cheap business checks. You can always email or call the business and find out what is going to be the best deal.
Ok, we all have heard of the biggest banks in America be sneaky about their bank fees. They have dropped the debit card fees and others. Well guess what? They are going to find another way to get the money they will loose with the frank dodd act that has been in place just over a month now. If your in a contract with your current merchant account, how can you change the funds to a different bank or credit union?
Just call your merchant provider customer service, and ask to have your deposits to be changed to a different account. They will ask for the routing number and account number. It can take 24-48 hrs for the change to take place, but at least you can change banks with out a contract. When you change banks, you can order bulk blank checks and imprint your own business checks, but you’ll need the right program, printer, and MICR toner as well to be in compliance with the banks. As always, if your not sure about something, always call and ask to be on the safe side.
With the banks cutting the debit card fees is making alot of consumers happy. The major banks have heard us and has listened. Bank of America has finally decided to pull the $5 a mth card fee. They were the last major bank of doing that. But, even though the major banks have canceled the fee. They will find another way to get the money made up one way or another. 
Make sure when or if you do switch to a new bank, that you ask as many questions about their fees as possible and read the Disclosure booklet first before agreeing to anything. When your getting a new account setup. Make sure all of your business checks has cleared the old bank before closing it out. Same way with any of the debit card transactions. Dont want to have any NSF fees.
Today in the news. They were talking about Bank of America and Wells Fargo Bank with customer service. They had won the best customer service award. Problem resolution is an issue industry-wide. Bank of America, Chase, and Wells Fargo were statistically tied with 64%, 66%, and 64% of customers’ issues resolved on the customer service call, while 57% of Citi customers surveyed reported their problems were solved with their customer service.
Offer the best and your brand and company will stand out. Who would want to do business with someone that wont help you. When your ordering business checks, you’ll have questions, like: what is your shipping policy? Do you offer a proof or samples? What happens if i order the wrong product? I cant get my debit/credit card to go through? Helping with the most important part of your business and being nice, friendly, and helpful will go along way. So….do what is right and help others. You’ll have a higher conversion rate, and repeat customers for sure. If your ordering quickbooks business checks, make sure you have your logo imprinted.
In the banking industry. Reports from this week are talking that banks are having a hard time making money the old-fashioned way, by lending money to consumers and businesses. Reason: interest rates are at historic lows. That makes it harder for banks to charge high rates on loans. Banks say the latest round of fees was triggered by a new federal law championed by Senator Dick Durbin. The law caps the amount banks can charge merchants for debit card usage from 44 cents to 24 cents per transaction.
The major banks are finding ways to pass the fees to the consumers. One way is by charging a fee for using your debit card. We all may have to back to the old traditional way, and that is by using cash, and business checks, or personal checks. We will need to be more responsible and keep a better track of using our own money, vs logging onto the internet and see what is left. Simple old fashion ways is still good. Yes you can still make your own cheap business business checks with the right software, printer (with micr toner), and bulk blank checks
The more you are writing business checks, the more your increasing the chance of fraud by someone else. If you print your own checks from quickbooks bulk blank checks, make sure your using the best security checks that are out there, even if it may cost more. Buying in bulk will save you more money and easy to save in the long run. The security features will prevent any type of fraud activity that could occur.
If your not sure about your business check security features. Turn the check over and look on the back. A few tips to help fraud:
User laser to imprint the check information and signature, or use a pen that helps prevent check fraud. Another name is called “check washing”.
Do you want more customers and increase your customer conversions? A few things you can do. Increase your customer service. If your on the phone, have a great personality, and professionalism. Dont make your customers feel like that your in a hurry to get off the phone to get to the next customers. Treat everyone equality. If you have a huge quote and order to do. Help them out, especially if they are new customers. Do the quote, offer the price, set up the account for them, and help them with the check out process. Next time, show them how they can re-order the same thing easier. 
By offering your customers more options, great customer service, and a wide variety of payment opinions. Your customers will come back each and every time. Make sure you fulfill the order quickly and exceed their expectations. Do follow up’s with the customers to make sure everything is ok and their product/service is just what you wanted. IF you accept business checks for a payment and they are a re-peat customer. Don’t wait for the check to clear as it has before, and process their order quicker, as you know it will go through. So…little things can make a huge impact on your brand and company.