Business Checks

Business and Accounting Information

Archive for the ‘Business’ Category

Its always a good idea to save money, and dont wait to the last moment to order checks, then have them to be shipped express. Shipping express will cost you more, especially if the company your ordering from is across the country. When starting a new business, always look for the best deal as possible. Express shipping will cost you more.

Buy more in quantity as it will save you more money for the order. 250 Qty can cost up to $.15 each each, where as 3000 can be $.08 per sheet/check. If you look in the right spot, you can always find a good deal online. Dont forget to order your envelopes along with the checks. Business checks come in so many different styles, and colors.

Use business checks for payment instead of your debit card

posted by Odd Ball @ 11:57 AM
Thursday, September 15, 2011

Banks are really starting to make changes to their structure. I know in November, that Suntrust bank will start to charge a fee to use your debit card for personal account. Wells Fargo is testing something new as well starting next month. You’ll be charged a $3 fee per month for using your debit card. Some of the banks are even changing the account type you may have that would include more fees for debit card or account.

Want to save some money. Use more of your Quickbooks business checks to pay for everything you have. It can really start to save you money monthly and yearly with the bank. It will be hard to find an account that is free anymore with the changes that has been made with the bank changes. Best thing you could do is to move your accounts to a credit union. The only negative thing about that is this. You wont be able to get as much services. Those business that need merchant services or onsite check deposit will be just a few items you may not be able to get.

New month has started and dont forget to balance your checkbooks

posted by admin @ 1:23 PM
Thursday, September 1, 2011

Well its September now. We all have hoped for a good sales for August. With all of the transactions you have processed through quickbooks or peachtree. Its always a good thing to reconcile your check book to make sure your accounts are in order. You don’t want to make a mistake and have a NSF that could cause you allot of problems including payroll.

If you do everything right out of your quickbooks. Then the balancing of your checkbook should be very easy and simple to do. Since its the beginning of the month. Dont forget to see if your low on business checks and deposit slips. If you wait till the last moment, you could spend alot of money on express shipping and we all need to keep our profits up.

It was bad reading about people in Lakewood, N.J was turned into Tent City. Theirs alot of people that has lost their homes and moved into a tent, that is in a park that is supported by Churches. They supply them with food and basic needs. Theirs a guy that was a landscaper, and now is homeless. With this hard economic time, we need to work together, since we are not getting help from our government and create jobs our selves.

If we can create jobs and not depend on our government. I really think it will make a huge change on things. We cant rely on congress to do anything, so we have our own rights for us to do it on our own. Money is getting hard to get, people are loosing everything. If we are UNITED WE STAND, we can get jobs going on our own. Help those that don’t have a job and assist them. For those that is having a hard time cutting corners with your bank, use your peachtree business checks, or personal checks, or cash instead of debit card. It will save you money with bank fees as Suntrust will do away with the Free checking and go to everyday checking, with a $5 extra fee for using your debit card.

When we have a business, we all want it to succeed. During the time of running your business, we see things that we want to have. Make sure you dont have your needs and wants mixed up. Keep everything you need that is essential to run the business, but anything extra that you dont need. Cut them back or off, and it will save you alot more money.

Use that extra money you saved and place it into your business savings account, or re-invest into the company to make it grow. Cost cutting goes along way. If its been over six moths that you’ve had a merchant review. Call them up and ask for a rate review. Is your business allowing customers to come in later, but no one is there during those 2 extra hours. Cut the hrs back some, cut the electric bill down and offer savings incentive during the day time, or that special time of the year. Make sure you have your business logo on your rebate checks your sending back to your customers using quickbooks business checks. Little things will make your business grow fast. If you need something for your business. Pay cash, instead of using a credit card or any type of credit.

Asking your customers for a review will help your business to grow. Everyone reads reviews, the good, bad, and the ugly. The more reviews you have and shows alot of positive reviews. The better your chances are of gaining new customers to see what you can offer them. Just keep them happy by always exceeding the customers expectations.

When processing a professional order, like business checks. Its good to tell them one thing, but show them what you can really do. If you say on average it takes 3-5 days. Show them you can do it in 1-2 days instead. Then ask them for a review after they have received their order. Most will reply with a great review. If something is wrong, call them and let them know. By taking care of your customers is taking care of your business.

As a small business owner, we are trying to maximize our sales to have more profit. One of the best ways is to offer your customers more payment options. I just added recently American Express. Yes it does have more of a fee than the other 3 credit cards (Visa, Master Card, and Discover) but you’ll be able to make a sale and have a profit. Having a merchant account is expensive enough as it is.

Offer one more great payment option to your customers and that is for them to Mail you a Check for payment. Yes its a risk just like accepting credit cards, but the fees are lower though. Once you receive the check, you can use a onsite check deposit from your bank (accept money orders, cheap business checks, quickbooks and peachtree checks), to make the deposit from your desk. Having that option does reduce someone else handling the money, and reduces expenses from going to and from the bank every day. Go out on the limb for your customers and you can easily increase your conversion rate. Got to spend money, to make money.

Theirs a tropical storm that has just formed in the Atlantic Ocean. The track is heading for the state of Florida and maybe Georgia. When we have a business, its important that you back up your business files and put it into your bank safety deposit box. What if your business got flooded and needed to get your business files. It would be safe and nothing to worry about.

If your business is flooded but you dont have a backup, you could loose years of business information, and accounting files. Make sure you have a back up for a backup and your business is insured as well. What would you do if your business checks were all wet from flooding, how would you re start where you left off. Check with your bank and see what was the last business checks that had cleared and re-order business checks again.

Are you spending too much on business checks from your bank that is imprinted? Why not look on line for “Cheap Business Checks”. Finding cheap business checks online is easy to do. If you find a company on line and place large orders. You’ll be surprised at the amount you can save for the year vs. buying it from the bank. Online you can customized the checks better than the bank can. You can get 250 imprinted checks for $38, vs $75 that the banks will charge

Dont forget to add your color logo to the cheap business checks. What is the difference for cheap business checks than the banks? Nothing at all. Security features are going to be the same, or just a little different, but still is in compliance with the banks and the check 21 laws. The banks make a huge profit off of the business checks, and not much colors/styles where as online you can find at least 15 different checks.

Reduce your chances of debit card fraud

posted by Odd Ball @ 10:44 PM
Monday, June 27, 2011

I have become again another victim of debit card from. I conduct all of my business here in the USA, not overseas. With the business and personal use. I would say I process less than 200 transactions a month. I use three main vendors. I pay most of the vendors/bills with a check vs a debit card. I have used the debit card locally, and I think that’s where the fraud has happened.

Reduce the amount of transactions you do locally, and out of state and ask if you can be issued a check instead. A check can be compromised, but less likely of fraud than a debit card. Business checks with their security features will help to protect your business. With the newer account I just opened, the fraud had happened in just a matter of hours. The transaction that took place was for over $500. For something that large, it may be good to file a police report for that, even though the transaction took place overseas. The police report can/will help you in case something does come back to you, and is used legally. Do not email your debit credit card via email.

We’ve all have heard that with out customers, our business is nothing. We all need customer service to go along with that. Have you called a company and the phone just rang and rang? Have you emailed and never got a reply back? What about takes a rep a long time to call you back? We all have seen that. When your running a company, you need to answer the phone on the 1st to the 2nd ring. If your doing a live chat, don’t keep others on hold no more than 2 min without letting them know you’ll be right with them.Email a customer back if you dont think its important, but it may be important to them.

Having as many outlets of customer service and maximizing it is very important to making your business successful. More you can do for your company, the more it will do for you. Customer service is very important and will help a business to grow. Make your company policy very clear for customers to read and understand. Dont make long huge books on policy, but short, simple and plain. If they ordered something and its a service you offer with the product. Make sure its approved by them before shipping. That will reduce any complaints, or problems. Business checks is very important that you receive a proof before they ship it.

Backup checking account does pay off for business

posted by Odd Ball @ 9:15 PM
Wednesday, May 25, 2011

Its always good to have a back up plan in case something happens. Recently I was contacted by my bank that I had a fraud transaction that had taken place with my business debit card. I called Authorize.net and had them to change my merchant processor. That way any other credit card transactions that took place, would go to the other checking account.

I thought about closing the other account out, but it was a great idea that I’ve always have had in place. It could of taken a few days if i called to have the account number changed, so it was just easier to call authorize.net and be done with it, then change back when your done with the fraud. Fraud can happen to anyone that has a personal or business checking account. Just keep track of your quickbooks business checks that has cleared your bank and check on line for any transactions that has taken place that you don’t recognize and report it to your bank.

Make sure your business information is always updated

posted by Odd Ball @ 10:32 PM
Thursday, May 19, 2011

Making sure your business information for your customers is always up to date. Failure to do so can result in customer complaints, customer service problems, and potential of losing customers. Information online for a product, or services you offer is taken seriously, and can be used for legal stuff. There was an instance i ran into with a bank.

I was told the onsite check deposit cut off time was 8pm. I had placed the deposit around 7:30pm.  Come to find out, the same day deposit is 7pm and the onsite check deposit wouldn’t be processed till next day. Well come to find out, they are changing the cut off time next month till 9PM for same day deposit. Wow…that was alot to go though and could of caused me problems with the checking account, but it didnt. When your deposing business checks, or personal checks, its always important to make sure everything is correct and the deposit reconciles with your accounting program. Keeping information updated is very urgent for any business.

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